Shinhan Bank

Get VND 550,000 upon card activation and a minimum spend of VND 1,000,000 within 60 days from card issuance registration date.

• Earn 12% for E-commerce/Electronics/Education/Bookstores spending
• Earn 6% for Hospital and Insurance spending 

Maximum reward for Special Point is:

• 300,000 points/statement cycle (Require minimum spending in statement period must reach from VND 3,000,000) or
• 1,000,000 points/statement cycle (Require minimum spending in statement period must reach from VND 15,000,000).

The accumulated Points shall be reflected on the next statement (N+1)

For example, transactions made during the January statement period will be credited with reward points on the February statement date.

E-commerce/ Electronics/ Education/ Bookstores Hospital/Insurance categories are shall be based on merchant category code (MCC) provided by VISA

• Applied for all eligible card spending
• No minimum spending is required
• No limit for maximum point accumulation

• Apply to cardholder spending at least VND 3,000,000 in birthday month
• Birthday point will be rewarded in within 30 days since the last day of customer’s birthday month

Transactions made belongs to special MCCs (Special point) with amount from VND 3,000,000:

• Tenor 3 months, or
• Tenor 6-12 months: previous 3 months statement reaches VND 30,000,000.
• Transaction that was converted into 0% installment plan isn’t reward Point.

• Earn an additional 50% reward points (up to 50,000 points/statement cycle/cardholder) for subscription services including Netflix, Spotify, and ChatGPT.

• Point can be redeemed into cash or deposited into VND payment account at Shinhan make payment for credit card balance with minimum Point redemption: 15,000 Points = VND 15,000
• Points redemption shall be the multiple of 1,000

Indulge yourself in a variety of exclusive discounts up to 50% at more than 200 Shinhan Zone merchants.

Now, it is so easy to make payment for your various monthly service bills with Shinhan Credit card bill payment service. This service is applied for all Shinhan Visa Consumer/ Corporate Credit card.

• Individual from 18 years old; and
• Having saving/ term account with term from 3 months and balance from VND 11,200,000 (or other equivalent currency) at Shinhan Bank.

Individual from 20-65 years old (especially for cardholder who is salary earner: from 20 years old to retirement age).

1. For salary earner: already signed official labor contract (passed probation) at current employer.

• Vietnamese: Minimum net income VND 7,000,000 per month.
• Foreigners: Minimum net income VND 35,000,000 per month (Korean: VND 20,000,000).

2. For self-employed/business owner: at least 1 years in the current business or similar industry/business.