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Introduction

- SOHO MMDA account is a VND demand account, in which, the customer enjoys interest rate based on the level of day-end balance maintained on the account, the higher the day-end balance, the higher the interest rate applied.

- Quick and easy online account opening for existing customers

Eligible customer

Including new or existing customer who are Organization/ Registered Household/ Private Enterprise/ Individual.

Product feature

Available currency: VND

Free opening account & account management fee

Enjoy various facilities in transactions: Internet Banking, Branch/Transaction Office network, ATM network, etc.

No require minimum balance

Corresponding Interest rate according to Tier of Day-end Balance and not exceed maximum interest rate regulated by SBV from time to time

Tier of Day-end Balance (X) Interest rate for normal customer
X ≤ VND 30 Mio (**) 0.1%
VND 30 Mio < X ≤ VND 60 Mio 0.2%
VND 60 Mio < X ≤ VND 100 Mio 0.3%
X > VND 100 Mio 0.5%

(**) Minimum Day-end Balance to earn interest is from VND 15 million and upwards.

Required documents

Individual customer with business incomeHousehold/ Private EnterpriseCorporate
  • Valid ID Card
  • Picture/Proven documents of business income
  • Valid ID Card of owner
  • Enterprise Registration Certificate
  • Enterprise Registration Certificate (ERC)/Investment Registration Certificate (IRC)
  • Tax Code Certificate (if any)
  • Seal and Seal Certificate (if any)
  • Documents to define lawful representative/Authorized person and ID card/Passport
  • Documents to define Chief Accountant/Person in charge of Accounting/Authorized Accountant and ID card/Passport (if any)

Terms and conditions

Here.