At Shinhan Bank, we value your loyalty above all else which is why we have created a unique Tops club system for our valued customers.
Tops club members are classified into Tops club grade based on Tops club point which is calculated from the customers contribution and performance at Shinhan Bank Vietnam.
PREMIER
Tops point >= 2000 points
ACE
Tops point >= 1,200 points
BEST
Tops point >= 1000 points
CLASSIC
Tops point >= 500 points
Tops club members’ contribution and performance in 7 fields of Shinhan Bank transactions will be calculated and converted into Tops club point base on which Tops club grades will be applied.
| Types | Fields | Unit Of Performance | Point Per Unit |
|---|---|---|---|
| Deposit | Demand Deposit (3-month average balance) | by 500,000 VND | 5 |
Installment/ Time Deposit (3-month average balance) | by 500,000 VND | 3 | |
| Loan | Personal Loan (3-month average balance) | by 5,000,000 VND | 10 |
| Credit Card | Payment amount for credit card (Total payment amount for credit card in 3 months, POS transaction only) | by 500,000 VND | 1 |
| Remittance | Outward Overseas Remittance (Number of outward overseas remittance transaction in 3 months) | by item | 10 |
| F/X | Foreign Exchange (Total amount of foreign exchange transaction in 3 months) | by U$ 500 | 2 |
| Other | Period of relationship with the bank (CIF registration date) | by 1 year | 10 (max 100) |
Being a member of our Tops club, you will receive exclusive benefits with endless rewards as you rise through the Tops club grades.
| Types | Premier | Ace | Best | Classic | |
|---|---|---|---|---|---|
| Account Management | Cash withdrawal (USD) | Free | 50% DC | 30% DC | - |
| SMS fee | Free | Free | - | - | |
| Account certificate issuance fee | Free | Free | Free | Free | |
| Account statement issuance fee | Free | Free | Free | Free | |
| Some other account fees | Free | Free | Free | Free | |
| Remittance | Oversea Inward | Free | 50% DC | 30% DC | 30% DC |
| Oversea Outward | Free | 50% DC | 30% DC | - | |
| Domestic Outward | Free | 50% DC | 30% DC | - | |
| Express Domestic Transfer | Free | - | - | - | |
| Transfer by Contact | Free | - | - | - | |
| Credit/Debit Card | Annual Fee | Free (***) | Free (***) | - | - |
| SMS fee | Free | Free | - | - | |
| Cash withdrawal at other bank's ATM fee | Free (**) | - | - | - | |
| ATM Card | Cash withdrawal at other bank's ATM fee | Free | - | - | - |
| First card issuance fee | Free | - | - | - | |
| Second card issuance/Re-issuance fee | Free | - | - | - | |
(*) Fee discount is not applied to minimum fee/flat fee.
(**) Fee waive is applied according to policy of each debit card type from time to time.
(***) Fee waive is applied according to policy of each credit card type from time to time.
Tops club members’ performance will be calculated for classification of Tops club grades by every 3 months and the Tops club grade of each classification period will be valid for 3 months.
In case your Tops club grades is downgraded at the next classification period, you will be given 3 month grace period for applying new grade.
| Setting Date | Performance Calculation Period | Valid Period For The Grade |
|---|---|---|
| Jan 15th | Oct – Dec of the previous year | Jan 15th – Apr 14th |
| Apr 15th | Jan – Mar | Apr 15th – Jul 14th |
| Jul 15th | Apr – Jun | Jul 15th – Oct 14th |
| Oct 15th | Jul – Sep | Oct 15th – Jan 14th |
For more detailed information of our Tops club system as well as your Tops club grade and point, kindly contact:
