What Is Tops Club?

Let's Discover A World of Endless Joy And Exclusive Previleges

At Shinhan Bank, we value your loyalty above all else which is why we have created a unique Tops club system for our valued customers.

Tops club members are classified into Tops club grade based on Tops club point which is calculated from the customers contribution and performance at Shinhan Bank Vietnam.

PREMIER

1,500

Tops point >= 1,500 points

ACE

1,000

Tops point >= 1,000 points

BEST

500

Tops point >= 500 points

CLASSIC

300

Tops point >= 300 points

How Does Tops Club System Work?

Tops club members’ contribution and performance in 7 fields of Shinhan Bank transactions will be calculated and converted into Tops club point base on which Tops club grades will be applied.

TypesFieldsUnit Of PerformancePoint Per Unit
Deposit

Demand Deposit

(3-month average balance)

by 500,000 VND5

Installment/ Time Deposit

(3-month average balance)

by 500,000 VND3
Loan

Personal Loan

(3-month average balance)

by 5,000,000 VND10
Credit Card

Payment amount for credit card

(Total payment amount for credit card in 3 months, POS transaction only)

by 500,000 VND1
Remittance

Outward Overseas Remittance

(Number of outward overseas remittance transaction in 3 months)

by item10
F/X

Foreign Exchange

(Total amount of foreign exchange transaction in 3 months)

by U$ 5002
Other

Period of relationship with the bank (CIF registration date)

by 1 year10 (max 100)

Why Should I Join Tops Club?

Being a member of our Tops club, you will receive exclusive benefits with endless rewards as you rise through the Tops club grades.

TypesPremierAceBestClassic
Account ManagementCash withdrawal (USD)Exemption50% DC30% DC-
SMS feeExemptionExemption--
All kinds of account management fees & commissionExemptionExemptionExemptionExemption
RemittanceOversea InwardExemption50% DC30% DC30% DC
Oversea OutwardExemption50% DC30% DC-
Domestic OutwardExemption50% DC30% DC-
Credit/Debit CardAnnual FeeExemptionExemption--
SMS feeExemptionExemption--
ATM CardCash withdrawal at other bank's ATM feeExemption---

When Is My Tops Club Grade Classified?

Tops club members’ performance will be calculated for classification of Tops club grades by every 3 months and the Tops club grade of each classification period will be valid for 3 months.
In case your Tops club grades is downgraded at the next classification period, you will be given 3 month grace period for applying new grade.

Setting DatePerformance Calculation Period Valid Period For The Grade
Jan 15thOct – Dec of the previous yearJan 15th – Apr 14th
Apr 15thJan – MarApr 15th – Jul 14th
Jul 15thApr – JunJul 15th – Oct 14th
Oct 15thJul – SepOct 15th – Jan 14th

Who Are Eligible To Join Tops Club?

You are an individual customer of Shinhan Bank Vietnam

You DO NOT

- Have overdue loan at the end of the previous month of setting date of customer grade.
- Have over due loan over 3 months during the last 3 months of Tops Club Grade setting date.
- Have record of late payment (over 1 million VND and 5days+ late payment) for credit card over 4 times during the last 1 year of setting date.

You have earned 300 Tops Club Points plus

Where Can I Get My Tops Club Information?

For more detailed information of our Tops club system as well as your Tops club grade and point, kindly contact: