back to personal

Introduction

Payroll account is a non-term deposit account specially designed for receiving monthly salary, enjoying high interest rate and other favors at SHBVN.

Benefits

Currencies: VND, USD

Enjoy favorable non-term interest rate

Free VISA Debit Card issuance for global transactions

Enjoy various facilities in transactions: Internet Banking, Mobile Banking, ATM network...

Required documents

Application for opening, using accounts and services for individuals: Home > Deposit

Identification documents

- Vietnamese: Citizen ID Card, Chip ID Card or Birth Certificate for individuals under 14 years old without Chip ID Card                                                                                                 

- Foreigner: (i) Passport; and, (ii) Entry visas or documents equivalent to visas or documents proving exemption from entry visas (for Foreigners residing in Vietnam) and Resident Card (for Foreigners residing in Vietnam)

Document of address proof

- Vietnamese: (i) Permanent residence address; and  (ii) Current residence address (in case differ from the permanent residence address)

- Foreigner: (i) Document of overseas address proof; and (ii) Document of current residence address in Vietnam proof.

Labor contract/ employment proven/ latest 3-month salary statement

Verify mobile phone ownership of Account holder in case registering and using Internet banking service

Procedures for opening account

Step 1: The customer shall provide documents, information, and data (hereinafter referred to as the “Dossier”) in accordance with the guidance of Shinhan Bank (hereinafter referred “SHBVN”)

Step 2: SHBVN shall verify the legality, validity, consistency, and accuracy of the Dossier provided by the Customer, and; Conduct the verification of customer identification data & information in accordance with the legal regulations on Anti-Money Laundering (AML), and; Conduct the biometric verification of Customer information:

(i)  In case Customer use ID card or citizen ID card (with data storage component), the Bank must meet the Customer in personand verify identity documents, and check the consistency of biometric information of Customer

(ii) In case Customer use birth certificate for persons under 14 years old without an ID card, or passport, the Bank must meet the Customer in person and verify identity documents, and check the consistency of biometric information of the Customer with biometric information displayed on such identity documents

Step 3: Upon completing the review, cross-checking, and verification of Customer identification data and information, SHBVN shall proceed as follows:

(i)  In the event the Dossier is deemed complete, accurate, and valid: The Bank provide the Customer with the agreement on the opening and use of a demand deposit account (“Application for opening, using accounts and services for individuals”)
(ii)  In the event the Dossier is incomplete, inaccurate, or contains discrepancies: The Bank notify the Customer to review and complete the Dossier or reject the application for opening demand deposit account and clearly state the reason(s) for such rejection;
(iii)  In the event it is discovered that the Customer has used forged or illegal documents, information, or data, or if the Customer is on a Blacklist as stipulated by the laws on Anti-Money Laundering: Report to the competent authorities and handle the case in accordance with legal regulations.

Step 4: Once the Customer agrees to the terms and conditions of the Agreement on the Opening and Using of Demand Deposit Account, SHBVN shall proceed to open and notify the Customer of the account number, account name, and the date on which the account becomes active.

The information provided here is general information about Demand Deposit Account. Detailed information may vary depending on the specific type of Demand deposit Account opened upon Customer's demand.

Our Support

Nearest Branches

Terms & Conditions

1900 1577