Introduction

Are you worried about unstable interest rates or complicated loan procedures? Start a new chapter in your life with a new home via Shinhan Bank's home loan:

Option 1

4.5% p.a

Fixed first 06 months

Option 2

6.45% p.a

Fixed first 12 months

Option 3

6.6% p.a

Fixed first 24 months

Option 4

6.9% p.a

fixed in 36 months

Special(*):

-  Loan tenor is up to 50 years for young individuals from 35 years old and below

- Grace period is up to 60 months

- With Option 2, 3, 4:

  • Additional discount up to 0.2% for loans applying Grace Period
  • Additional discount 0.3% p.a for:

+ Project housing loan
+ Loan for early repayment at other CIs
+ Dream home for young customer from 35 and years old below, loan amount up to VND 5 billions

  • Along with other interest reduction criteria, the total discount up to 0.6% p.a.

- Additional discount up to -0.2% for customers who buy existing collaterals at Shinhan

- Total discount up to 0.6%pa.

(*) Term & Condition for applying.

Effective until December 31st, 2025 or until the promotional package limit expires (whichever comes first)

Apply now Caculator loan

Benefits

Competitive interest rate

Financed up to 80% of house value

Loan tenor is up to 50 years

Grace period is up to 60 months

Please kindly contact the nearest Branches/Transaction offices for more details.

Required documents

Valid ID/passport

Confirmation of residence information

Proof of income

Evidence of property ownership (if yes)