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Introduction

ENJOY EVERY MOMENT, EARN EVERY REWARD

Shinhan MyLife Platinum Credit Card brings rewards across the category you love most - transportation, shopping, dining and entertainment. Enjoy more from every experience and turn everyday spending into meaningful rewards..

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Reward Benefits

Welcome Cashback: equivalent to annual fee.

Get VND 1,100,000 upon card activation and a minimum spend of VND 1,000,000 within 60 days from card issuance registration date.

Special Reward Points: Earn 10% for spending at Transportation, Supermarket/Convenience Store, Dining and Entertainment category

  • Applicable when total spending reaches at least VND 3,000,000/statement cycle.
  • Maximum reward of Special Point is 300,000 points/category (equivalent to 1,200,000 points/statement cycle) and will be rewarded in Statement T+1.
  • Transportation, Supermarket/Convenience Store, Dining and Entertainment categories are determined based on merchant category code (MCC) provided by VISA.

Basic point: 0.4% on other card spending

  • No minimum spending is required
  • No limit for maximum point accumulation

Point redemption: multiple choices of rewards

  • Point can be redeemed into cash or deposited into VND payment account at Shinhan make payment for credit card balance with minimum Point redemption: 15,000 Points = VND 15,000.
  • Points redemption shall be the multiple of 1,000.

For Terms and Conditions of Shinhan Point Program, please click here.

Privileges

Exclusive visa application to South Korea

Cardholder of Shinhan MyLife Platinum Credit Card is entitled to convenient and worry-free application for visa to South Korea, at South Korean Embassy (in Hanoi) and Korean General Consulate (in HCM City) (*):

  • Exempted from Financial proof.
  • Eligible to apply for multi-entry visa (multiple visits without re-applying for each trip).
  • Simplified application procedures.

(*) The decision of South Korea visa issuance is at Consulate's discretion.

Worldwide Travel Insurance with maximum coverage of VND 12 billion

Travel with peace of mind and comfort. SHBVN offers the Worldwide Travel Insurance for Shinhan Platinum cardholders and their beloved ones (spouse, maximum 02 dependent children under 23) with following interest:

  • Interest 1 – Death and Injury: maximum VND 12,000,000,000
  • Interest 2 – Journey delay: maximum VND 10,500,000
  • Interest 3 – Baggage delay: maximum VND 12,000,000
  • Interest 4 – Loss of baggage: maximum VND 42,000,000/person (up to VND 12,000,000 for any item or set of items, up to VND 21,000,000 for laptop)

Global assistance 24/7: (84-28)38 275 328

The Insurance is applied when cardholder use Shinhan Platinum card to make payment for one of following cases:

  • Total fare cost of common carrier before departure
  • Or at least 80% of package tour before departure
  • Or at least VND 11,000,000 for overseas arising expenditure within the journey

For details, kindly refer to the below documents:

WORLDWIDE INSURANCE CERTIFICATE
WORLDWIDE TRAVEL INSURANCE WORDING
CLAIM INSTRUCTIONS

Shinhan Zone up to 50% discount

Enjoy dining, shopping, travelling, beauty and health care services with discount up to 50% off at more than 200 alliance merchants of Shinhan Zone.

Learn more

Bill payment service via Shinhan Credit card

Now, it is so easy to make payment for your various monthly service bills with Shinhan Credit card bill payment service. This service is applied for all Shinhan Consumer/Corporate Credit card

Learn more

Eligibility

Secured card

Unsecured Credit card

1. Individual from 18 years of age; and
2. Having saving/ term account with term from 3 months and balance from VND 200,000,000 (or other equivalent currency) at Shinhan Bank

Individuals aged 20 to 65 (especially for cardholder who is salary earner: from 20 years old to retirement age)

1. FOR SALARY EARNER: A PERMANENT EMPLOYEE WHO HAS COMPLETED PROBATIONARY PERIOD AT CURRENT WORKPLACE.

Vietnamese: Minimum net income VND 15,000,000 per month
Foreigners: Minimum net income VND 35,000,000 per month (Korean: VND 20,000,000).

2. FOR SELF-EMPLOYED/ BUSINESS OWNER: at least 1 year in the current business or similar industry/business.

Shinhan Bank shall consider, evaluate other criteria including but not limited to occupations, professional positions, income, credit status and property. Please contact your Shinhan Bank nearest branch or call 1900-1577 or register here for further support.

Required Documents

1

Applicant’s identity proof and residence confirmation

2

Applicant’s income proof

Income earner’s income evidence documents:

  • Labour contract or any other replacement documents accepted by SHBVN
  • An original copy of bank account Statement (including income receipts of recent 3 months)

Self-employed and business owner’s income evidence documents:

  • Business certificate or any other legal replacement documents