Shinhan Bank

Customer need to activate the card before using

Totally destroy the card both card number, chip and magnetic stripe.

We welcome you to open Shinhan credit card and enjoy benefits ready for you.

- Please take a look at our product lines and seek the best suit your needs here

- For promotion offers of Opening credit card and Using credit card, please refer here

Thanks for choosing us. You can apply Shinhan credit card at:

1. Mobile banking SOL app: complete your full application in 30 minutes. Please take a glance here before starting.

Note: Only applicable to customers with Vietnamese nationality

2. Our site: https://shinhan.com.vn/vi/credit-card-application. We will contact you within 48 hours after you complete registration.
3. Shinhan branches nationwide. Find Shinhan branch here

Note: Application channel 1 and 2 currently apply to Consumer card. For Corporate card, please visit Shinhan Branches.

You can apply Shinhan credit card under supplementary card. According to regulation of State Bank of Viet Nam, citizen must be from 20 years old at the application time

Register SMS service at counter

There are many kinds of SMS notification: card transactions, statement, payment, renewal…

Yes, SMS fee: VND11,000/month/member

Yes

Regardless of the transaction amount, when customer makes any transaction on the card, there will be the SMS transaction alert

- Customers can pay before the due date (more than the repayment schedule) or pay before the due date with the corresponding prepayment fee as agreed in the Credit Contract.

- Loan repayment can in principle be recorded at any Shinhan branch.

- However, in order to facilitate customer care and property mortgage, the Customer needs to notify the branch in charge of the loan for the best support.

- In case the customer's loan at a bank is overdue and the debt group is changed, this debt group will be reported to CIC (National Credit Data Center).

- Here, the highest (worst) debt group will be applied by CIC to customers at banks where customers have outstanding loans.

Customers who install the Sol application will receive a monthly push-up notification of the amount to be paid periodically before the payment due date. Besides, customers can easily look up their loan repayment schedule and payment history on this application.                                   

Loan limits are determined by product: up to 70% of the value of the mortgaged property, and the total monthly repayments (principal + interest) of all outstanding loans and credit cards of the customer does not exceed 70% of the average monthly income of the customer.

The maximum loan period is 30 years, and is limited by the age of the borrower and the mortgagor (18 -70 years old at the time of loan application and Maximum 70 years old at the end of the loan term)