Program Period
From 01 October 2026 to 30 November 2026, divided into 02 separate periods:
- October Period: 01 October 2026 – 31 October 2026.
- November Period: 01 November 2026 – 30 November 2026.
Eligible Customers
- End of 30 September 2026 to join the October Period; and/or
- End of 31 October 2026 to join the November Period.
Reward Mechanism
The reward amount for each period is calculated based on the following formula:
Total Credit Transaction Amount × Reward Rate
“Total Credit Transaction Amount” refers to the total amount of funds credited to all demand/non-term deposit account(s) of the Customer during each period.
Reward Rate per Period is defined as below:
In each period, Customers must satisfy both conditions within the same tier to be eligible for the corresponding reward rate:
| Tier | Conditions (Both conditions must be satisfied) | Reward rate | Maximum reward (VND) | |
|---|---|---|---|---|
| Condition 1: Incremental average balance of the demand accounts | Condition 2: Ending balance of the demand accounts | |||
| 0 | Less than VND 100 million | Less than VND 10 million | 0% | 0 |
| 1 | From VND 100 million to less than VND 500 million | From VND 10 million to less than VND 50 million | 1% | 100,000 |
| 2 | From VND 500 million to less than VND 1 billion | From VND 50 million to less than VND 100 million | 5% | 500,000 |
| 3 | VND 1 billion or above | VND 100 million or above | 10% | 1,000,000 |
- Each Customer is eligible for rewards under only the highest tier achieved in each period.
- The reward amount will be rounded down to the nearest multiple of VND 50,000.
- Maximum VND 1,000,000/customer/period; maximum VND 2,000,000 for the entire promotion.
- If the total expected reward value exceeds the promotion budget, rewards will be prioritized for Customers with higher incremental average balance until the budget is fully utilized.
Reward Method
Urbox e-gift vouchers will be sent via SMS to qualified Customers no later than 31 December 2026.
Promotion Budget
Total reward budget for the promotion: VND 500,000,000. The promotion may end earlier than the scheduled end date if the total promotion budget is fully utilized.
Applicable Locations
Important Notes
- Balance and total credit transaction amounts are calculated across all demand/non-term deposit account(s) of the Customer and all currencies accepted by Shinhan.
- Foreign-currency amounts are converted into VND using the exchange rate determined and applied by Shinhan on its system; the system-recorded amounts are the official basis for determining rewards.
Terms and Conditions
- For full details, click here >>
- Gifts are available in limited quantities. To the fullest extent permitted by law, the promotion may end early when the reward budget has been exhausted.
