Introduction

INITIATIVE CAPITAL - WIDE OPENING BUSINESS

SOHO Operation Loan is a short-term credit solution that timely provides insufficient annual working capital for household, private enterprises and micro enterprises (which have total assets from and below VND 10 billion). Shinhan Bank Vietnam is honor to offer preferential interest rate to our valued customers with variable options:  

Option 1

7.0% pa

fixed 03 months

Option 2

7.5% pa

fixed 06 months

Option 3

8.0% pa

fixed 09 months

(*) Terms and conditions applied. The interest rate can be changed without prior notice.

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Advantages

Loan limit is up to 100% working capital demand (*)

Flexible disbursement and repayment solution

Repayment period is up to 9 months for each drawdown

0% early repayment fee

Accumulated disbursement amount can be higher than loan limit if customer frequently revolves disbursement-repayment in a year (*)

Simplified credit assessment

(*) Please contact hotline 19001577 or nearest branches/transaction offices for more details.

Required application

Effective personal ID card of the owner

Business registration

Income documents

Documents of collateral

Business plan and Fund usage plan