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Introduction

SOHO MMDA account is a VND demand account, in which, the customer enjoys interest rate based on the level of day-end balance maintained on the account, the higher the day-end balance, the higher the interest rate applied.

Eligible customer

Including new or existing customer are divided:

1. Individual who is Vietnamese or Korean and having business income as indicated in product guideline

2. Household/Private Enterprise

3. Corporate having SOHO Loan/Corp Car Loan or Charter Capital equals or less than 5 billion VND

Product feature

Available currency: VND

Free opening account & account management fee

Enjoy various facilities in transactions: Internet Banking, Branch/Transaction Office network, ATM network, etc.

No require minimum balance

Corresponding Interest rate according to Tier of Day-end Balance and not exceed maximum interest rate regulated by SBV from time to time

Tier of Day-end Balance (X) Interest rate for normal customer
X ≤ VND 30 Mio (**) 0.1%
VND 30 Mio < X ≤ VND 60 Mio 0.2%
VND 60 Mio < X ≤ VND 100 Mio 0.3%
X > VND 100 Mio 0.5%

(**) Minimum Day-end Balance to earn interest is from VND 15 million and upwards

Required documents

Individual customer with business incomeHousehold/ Private EnterpriseCorporate

Valid ID Card

Picture/Proven documents of business income

Valid ID Card of owner

Enterprise Registration Certificate

Enterprise Registration Certificate (ERC)/Investment Registration Certificate (IRC)

Tax Code Certificate (if any)

Seal and Seal Certificate (if any)

Documents to define lawful representative/Authorized person and ID card/Passport

Documents to define Chief Accountant/Person in charge of Accounting/Authorized Accountant and ID card/Passport (if any)