Shinhan Bank

• Basic Reward is applied to all transactions (except the transactions eligible to Special Reward).
• Cash back unlimited
• No minimum spending required in previous month.
• Cash Back reward is not applied to cash advance transaction, Installment 0% interest, Bill payment, and other fees including but not limited to processing fee, annual fee, cash advance fee, late payment fee, interest, debit adjustment.

• Special Reward only applies if total spending within the statement cycle reaches VND 10 million.
• Maximum cashback is VND 300,000 per statement cycle.
• If transaction amount within statement cycle is lower than VND 10 million, Basic reward will be applied for these transactions.
• F&B category is defined based on Merchant Category Code (MCC) by Visa regulations.
• No accumulation for those transactions being delinquent payment.
• Spending by supplementary cardholders will be counted for primary card, who is the only one eligible to get cashback reward shown on monthly statement. The cashback will automatically be deducted from total outstanding balance of the statement.
• For Terms and Conditions of Cash Back Program, please click here

• Welcome gifts and birthday program.
• Dedicated and specialized events for PWM customers.
• Welcome lounge, dedicated telling counter at branches.

Cardholder of Shinhan PWM Platinum Credit Card is entitled to convenient and worry-free application for visa to South Korea, at South Korean Embassy (in Hanoi) and Korean General Consulate (in HCM City)(*):

• Exempted from Financial proof.
• Simplified application procedures.
• Eligible to apply for multi-entry visa (multiple visits without re-applying for each trip).

Whether you are travelling for business or leisure, take off in style. Regardless of your ticket class or airline, access is reserved for all Shinhan PWM Platinum credit cardholders at your service:

• Complimentary food and drinks,
• Free internet/wifi,
• Newspapers and magazines,
• Entertainment facilities,
• Conference room.

Simply present your Shinhan PWM Platinum credit card, along with your virtual Membership card shown on your DragonPass app and your Passport, Boarding pass at the VIP lounge to enjoy 01 free access/ quarter (*).

• Please refer to full list of airport lounges here.
• Please refer to DragonPass lounge service userguide here.
• Please refer to Terms and conditions of lounge service here.

Travel with peace of mind and comfort. Shinhan offers the Worldwide Travel Insurance for Visa Platinum cardholders and their beloved ones (spouse, maximum 02 dependent children under 23) with following interest:

Indulge yourself in a variety of exclusive discounts up to 50% at more than 200 Shinhan Zone merchants.

Optimize your budget plan with Shinhan Installment by making smaller payments for up to 12 months. With any transaction from VND 3,000,000, you can easily convert to installment repayment with preferential interest or 0% interest at more than 50 Shinhan’s affiliate merchants.

Now, it is so easy to make payment for your various monthly service bills with Shinhan Credit card bill payment service. This service is applied for all Shinhan Visa Consumer/ Corporate Credit card.