Shinhan PWM Platinum Credit Card is specially reserved for our Private Wealth Management customers. Enjoy your PRIORITY lifestyle with exclusive privileges designed for high-class DINING CASHBACK program and  COMPLIMENTARY travel package.

Exclusive Privileges

Annual fee waiver (all primary/family cardholders)

Base Reward: UNLIMITED 0.5% cashback on every spend.

  • Basic Reward is applied to all transactions (except the transactions eligible to Special Reward).
  • Cash back unlimited
  • No minimum spending required in previous month.
  • Cash Back reward is not applied to cash advance transaction, Installment 0% interest, Bill payment, and other fees including but not limited to processing fee, annual fee, cash advance fee, late payment fee, interest, debit adjustment.

Special Reward: ADDITIONAL 5% cashback on Food & Beverage (F&B) spending at weekends.

  • Special Reward only applies if total spending within the statement cycle reaches VND 10 million.
  • Maximum cashback is VND 300,000 per statement cycle.
  • If transaction amount within statement cycle is lower than VND 10 million, Basic reward will be applied for these transactions.
  • F&B category is defined based on Merchant Category Code (MCC) by Visa regulations.
  • No accumulation for those transactions being delinquent payment.
  • Spending by supplementary cardholders will be counted for primary card, who is the only one eligible to get cashback reward shown on monthly statement. The cashback will automatically be deducted from total outstanding balance of the statement.
  • For Terms and Conditions of Cash Back Program, please click here

Exclusive services.

  • Welcome gifts and birthday program.
  • Dedicated and specialized events for PWM customers.
  • Welcome lounge, dedicated telling counter at branches.


Exclusive visa application to South Korea

Cardholder of Shinhan PWM Platinum Credit Card is entitled to convenient and worry-free application for visa to South Korea, at South Korean Embassy (in Hanoi) and Korean General Consulate (in HCM City)(*):

  • Exempted from Financial proof.
  • Simplified application procedures.
  • Eligible to apply for multi-entry visa (multiple visits without re-applying for each trip).
(*) The decision of South Korea visa issuance is at Consulate's discretion.

Complimentary VIP lounge access at 1,100 airport lounges worldwide

Whether you are travelling for business or leisure, take off in style. Regardless of your ticket class or airline, access is reserved for all Shinhan PWM Platinum credit cardholders at your service:

  • Complimentary food and drinks,
  • Free internet/wifi,
  • Newspapers and magazines,
  • Entertainment facilities,
  • Conference room.

Simply present your Shinhan PWM Platinum credit card, along with your virtual Membership card shown on your DragonPass app and your Passport, Boarding pass at the VIP lounge to enjoy 01 free access/ quarter (*).

  • Please refer to full list of airport lounges here.
  • Please refer to DragonPass lounge service userguide here.
  • Please refer to Terms and conditions of lounge service here.

Worldwide Travel Insurance with maximum coverage of VND 12 billion

Travel with peace of mind and comfort. Shinhan offers the Worldwide Travel Insurance for Visa Platinum cardholders and their beloved ones (spouse, maximum 02 dependent children under 23) with following interest:

  • Interest 1 – Death and Injury : maximum VND
  • Interest 2 – Journey delay: maximum VND 10.500.000.
  • Interest 3 – Baggage delay: maximum VND 12.000.000.
  • Interest 4 – Loss of baggage: maximum VND 42.000.000/ person (up to VND 12.000.000 for any item or set of items, up to VND 21.000.000 for laptop).

    Global Assistance 24/7: (84-28)38 275 328

    The Insurance is applied when cardholder use Shinhan Visa Platinum card to make payment for one of following cases:

  • Total fare cost of common carrier before departure.
  • or at least 80% of package tour before departure.
  • or at least VND 11.000.000 for overseas arising expenditure within the journey.

    For details, kindly refer to the below documents:

  • Shinhan Zone up to 50% discount

    Indulge yourself in a variety of exclusive discounts up to 50% at more than 200 Shinhan Zone merchants.

    Shinhan Installment Plan

    Optimize your budget plan with Shinhan Installment by making smaller payments for up to 12 months. With any transaction from VND 3,000,000, you can easily convert to installment repayment with preferential interest or 0% interest at more than 50 Shinhan’s affiliate merchants.

    Bill payment service via Shinhan Visa Credit card

    Now, it is so easy to make payment for your various monthly service bills with Shinhan Credit card bill payment service. This service is applied for all Shinhan Visa Consumer/ Corporate Credit card.



    Customers who are from 18-70 years old, residing or works in city/province where Shinhan branches are locating and joint boundary provinces.

    Un-secured card

    1. Credit limit max VND 150 million

    For individuals who are holding Total Deposit Balance at Shinhan Bank from VND 1 billion or other equivalent currency.

    2. Credit limit max VND 300 million

    For individuals who are holding Total Deposit Balance at Shinhan Bank from VND 2 billion or other equivalent currency.

    3. Credit limit over VND 300 million

    For individuals who meet criteria of Shinhan Bank in terms of occupation, professional position, income, credit status and property.

    (*) For further details, please contact your nearest branch of Shinhan Bank or call Contact Center at 1900-1577.

    Required Documents


    Card Application


    Applicant’s identity proof and residence confirmation


    Applicant’s income proof 

    Income earner’s income evidence documents

    • Labour contract or any other replacement documents accepted by SHBVN
    • An original copy of bank account Statement (including income receipts of recent 3 months)

    Self-employed and business owner’s income evidence documents

    • Business certificate or any other legal replacement documents