Shinhan Platinum Hi-Point Credit Card offers you the utmost benefits of UNLIMITED/SPECIAL HIGH POINTS and exclusive privileges that deserve for the most premium product line.

Points Reward

Welcome points: equivalent to annual fee.

Don’t miss your extra bonus points! Primary cardholder of Shinhan Platinum Hi-Point Credit Card is entitled to 1,100,000 welcome points as soon as the first transaction is made within 60 days since the 1st date of card issuance registration.

Base points: 0.4% rate on every card spending.

Receive 4 Shinhan Points for every 1,000 VND spent with Shinhan Hi-Point Platinum credit card.

  • Applied for all eligible card spending.
  • No minimum spending is required.
  • No limit for maximum point accumulation.
  • Eligible card spending is purchase transaction made by Shinhan Hi-Point Platinum credit card. Not apply point accumulation for transactions eligible for Special Point I & II, installment 0% interest, Flexicash, Bill Payment, cash advance, fees and interest.

Special Point I: ADDITIONAL 5% point rate at Shinhan Alliance Partners.

Receive 50 Points for every VND 1,000 spending via Shinhan Hi-Point Platinum credit card at:

Terms & Conditions

  • Special Point I only applies if total spending in statement cycle reaches VND 3,000,000. Otherwise, Base points will apply.
  • Maximum reward is 400,000 points/cycle.

Special Point II: ADDITIONAL 2% point rate at Special Merchant Categories.

Receive 20 Points for every 1,000 VND spent via Shinhan Hi-Point Platinum credit card at special categories including:

  • Grocery/ Supermarket spending.
  • Dining spending
  • Overseas spending.

Terms & Conditions

  • Special Point I only applies if total spending in statement cycle reaches VND 3,000,000. Otherwise, Base points (0.4%) will apply for above-stated categories (*).
  • Maximum reward is 200,000 points/cycle.
  • Special Point II does not apply for transactions eligible for Special Point I.
  • Grocery/ Supermarket/ Dining spending is based on categorization of merchants by Merchant Category Code (MCC) according to Visa regulation.
  • Overseas spending is transaction made by Hi-Point Platinum credit card in foreign currency at overseas, domestic or e-commerce.

Point redemption: multiple choice of rewards.

Shinhan Platinum Hi-Point Credit Card gives you greater flexibility of choices to redeem rewards from accumulated points whether in cash or mileage.

Point usage

How to Redeem

Where to Redeem


Shinhan Branches/Transaction Offices

Cash-back to VND Payment Account at Shinhan Bank

Shinhan Branches/ Transaction Offices/InternetBanking/Contact Center 1900-1577.

Lotusmiles Conversion

 Contact Center 1900-1577.

Cash-back: Minimum point redemption: 15,000 points = VND 15,000
Lotusmiles point redemption: 280,000 points/time = 1,000 Miles.
Exchange rate: 280 points = 1 mile
The redeemed Miles must be multiple of 1,000.
For Terms and Conditions of Shinhan Point Program, please click here.


Exclusive visa application to South Korea

Cardholder of Shinhan Platinum Hi-Point Credit Card is entitled to convenient and worry-free application for visa to South Korea, at South Korean Embassy (in Hanoi) and Korean General Consulate (in HCM City):

  • Exempted from Financial proof.
  • Simplified application procedures.
  • Eligible to apply for multi-entry visa (multiple visits without re-applying for each trip).
(*) The decision of South Korea visa issuance is at Consulate's discretion.

Worldwide Travel Insurance with maximum coverage of VND 12 billion

Travel with peace of mind and comfort. Shinhan offers the Worldwide Travel Insurance for Visa Platinum cardholders and their beloved ones (spouse, maximum 02 dependent children under 23) with following interest:

  • Interest 1 – Death and Injury : maximum VND
  • Interest 2 – Journey delay: maximum VND 10.500.000.
  • Interest 3 – Baggage delay: maximum VND 12.000.000.
  • Interest 4 – Loss of baggage: maximum VND 42.000.000/ person (up to VND 12.000.000 for any item or set of items, up to VND 21.000.000 for laptop).

    Global Assistance 24/7: (84-28)38 275 328

    The Insurance is applied when cardholder use Shinhan Visa Platinum card to make payment for one of following cases:

  • Total fare cost of common carrier before departure.
  • or at least 80% of package tour before departure.
  • or at least VND 11.000.000 for overseas arising expenditure within the journey.

    For details, kindly refer to the below documents:

  • Shinhan Zone up to 50% discount

    Indulge yourself in a variety of exclusive discounts up to 50% at more than 200 Shinhan Zone merchants.

    Shinhan Installment Plan

    Optimize your budget plan with Shinhan Installment by making smaller payments for up to 12 months. With any transaction from VND 3,000,000, you can easily convert to installment repayment with preferential interest or 0% interest at more than 50 Shinhan’s affiliate merchants.

    Bill payment service via Shinhan Visa Credit card

    Now, it is so easy to make payment for your various monthly service bills with Shinhan Credit card bill payment service. This service is applied for all Shinhan Visa Consumer/ Corporate Credit card.



    Secured card

    Un-secured card

    1. Individual from 18 years of age; and
    2. Having saving/ term account with term from 3 months and balance from VND 100,000,000 (or other equivalent currency) at Shinhan Bank.

    Individual from 20-65 years old (especially for cardholder who is salary earner: from 20 years old to retirement age), residing or works in city/province where Shinhan’s branches are locating and joint boundary provinces.

    1. FOR SALARY EARNER: at least 3 months working at current employer.

    • Vietnamese: Minimum net income VND 20,000,000 per month.
    • Foreigners: Minimum net income VND 33,000,000 per month (Korean: VND 20,000,000).

    2. FOR SELF-EMPLOYED/ BUSINESS OWNER: at least 2 years in the current business or similar industry/ business.

    Shinhan Bank shall consider, evaluate other criteria including but not limited to occupations, professional positions, income, credit status and property. Please contact your Shinhan Bank nearest branch or call 1900-1577 or register here for further support.

    Required Documents


    Card Application


    Applicant’s identity proof and residence confirmation


    Applicant’s income proof 

    Income earner’s income evidence documents:

    • Labour contract or any other replacement documents accepted by SHBVN
    • An original copy of bank account Statement (including income receipts of recent 3 months)

    Self-employed and business owner’s income evidence documents:

    • Business certificate or any other legal replacement documents