Shinhan Classic Hi-Point Credit Card fulfils your daily spending conveniently every where and any time with UNLIMITED POINTS reward. The more spending, the more earning!
Introduction
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Points Reward
Welcome points: equivalent to annual fee.
Don’t miss your extra bonus points! Primary cardholder of Shinhan Classic Hi-Point Credit Card is entitled to 350,000 welcome points as soon as the first transaction is made within 60 days since the 1st date of card issuance registration.
Base points: 0.3% rate on every card spending.
Receive 3 Shinhan Points for every 1,000 VND spent with Shinhan Hi-Point Gold credit card.
- Applied for all eligible card spending.
- No minimum spending is required.
- No limit for maximum point accumulation.
- Eligible card spending is purchase transaction made by Shinhan Hi-Point Classic credit card. Not apply point accumulation for transactions eligible for Special Point I & II, installment 0% interest, Flexicash, Bill Payment, cash advance, fees and interest.
Special Point I: ADDITIONAL 5% point rate at Shinhan Alliance Partners.
Receive 50 Points for every VND 1,000 spending via Shinhan Hi-Point Classic credit card at:
Terms & Conditions
- Special Point I only applies if total spending in statement cycle reaches VND 3,000,000. Otherwise, Base points (0.3%) will apply.
- Maximum reward is 400,000 points/cycle.
Special Point II: ADDITIONAL 1% point rate at Special Merchant Categories.
Receive 10 Points for every VND 1,000 spent via Shinhan Hi-Point Classic credit card at special categories including:
- Grocery/ Supermarket spending
Terms & Conditions
- Special Point I only applies if total spending in statement cycle reaches VND 3,000,000. Otherwise, Base points (0.3%) will apply for above-stated categories (*).
- Maximum reward is 200,000 points/cycle.
- Special Point II does not apply for transactions eligible for Special Point I.
- Grocery/ Supermarket spending is based on categorization of merchants by Merchant Category Code (MCC) according to Visa regulation.
Point redemption: multiple choices of rewards.
Shinhan Classic Hi-Point Credit Card gives you greater flexibility of choices to redeem rewards from accumulated points whether in cash or mileage.
Details:
Point usage | How to Redeem | Where to Redeem |
 | Cash-back | Shinhan Branches/Transaction Offices |
Cash-back to VND Payment Account at Shinhan Bank | Shinhan Branches/ Transaction Offices/InternetBanking/Contact Center 1900-1577. | |
 | Lotusmiles Conversion | Contact Center 1900-1577. |
Cash-back: Minimum point redemption: 15,000 points = VND 15,000
Lotusmiles point redemption: 280,000 points/time = 1,000 Miles.
Exchange rate: 280 points = 1 mile
The redeemed Miles must be multiple of 1,000.
For Terms and Conditions of Shinhan Point Program, please click here.
Other Benefits
Eligibility
Secured card
Un-secured card
1. Individual from 18 years of age; and
2. Having saving/ term account with term from 3 months and balance from VND 11,200,000 (or other equivalent currency) at Shinhan Bank.
2. Having saving/ term account with term from 3 months and balance from VND 11,200,000 (or other equivalent currency) at Shinhan Bank.
Individual from 20-65 years old (especially for cardholder who is salary earner: from 20 years old to retirement age), residing or works in city/province where Shinhan’s branches are locating and joint boundary provinces.
1. FOR SALARY EARNER: at least 3 months working at current employer.
- Vietnamese: Minimum net income VND 5,000,000 per month.
- Foreigners: Minimum net income VND 33,000,000 per month (Korean: VND 20,000,000).
2. FOR SELF-EMPLOYED/ BUSINESS OWNER: at least 2 years in the current business or similar industry/ business.
Shinhan Bank shall consider, evaluate other criteria including but not limited to occupations, professional positions, income, credit status and property. Please contact your Shinhan Bank nearest branch or call 1900-1577 or register here for further support.
Required Documents
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Applicant’s identity proof and residence confirmation
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Applicant’s income proof
Income earner’s income evidence documents:
- Labour contract or any other replacement documents accepted by SHBVN
- An original copy of bank account Statement (including income receipts of recent 3 months)
Self-employed and business owner’s income evidence documents:
- Business certificate or any other legal replacement documents
