Latest
September 2026
- Average lending interest rate
- 7.02%
- Difference between the average lending interest rate and the average deposit interest rate
- 0.93%
Figures are taken from the official notice. If they differ, the PDF notice prevails.
Information & Documents
Interest Rates
Deposit Interest Rates
Current deposit interest rates for personal and corporate banking customers.
Deposits
Deposit Interest Rates for Personal and Corporate Banking (opens in a new tab)
Average Lending Rate
Shinhan Bank Vietnam publishes its average lending interest rate and the difference from the average deposit interest rate every month.
Previous months
| Month | Average lending rate | Lending–deposit difference |
|---|---|---|
| August 2026Aug 2026 | 6.89% | 1.01% |
| July 2026Jul 2026 | 6.59% | 0.78% |
| June 2026Jun 2026 | 6.33% | 0.76% |
| May 2026May 2026 | 6.15% | 0.96% |
| April 2026Apr 2026 | 6.10% | 1.13% |
| March 2026Mar 2026 | 5.86% | 1.09% |
| February 2026Feb 2026 | 5.62% | 1.09% |
| January 2026Jan 2026 | 5.29% | 1.04% |
Customer support
Need more information?
Call our Customer Service Center or visit your nearest branch or transaction office.
Digital banking
Shinhan SOL
Bank anytime, anywhere on your phone.