1
APPLICABLE CHANNEL

Shinhan Bank Branches/Transaction offices & Smart Credit

2
PROMOTION APPLICATION

“Eiligible Referrer” is an existing primary cardholder of Shinhan credit card before ending promotion and credit card was activated.

Referrer must use his/her phone number that registered at Shinhan to send below SMS format to 6089:

SHMGM< space >[REFEREE’S MOBILE PHONE NUMBER]

3
ELIGIBLE PRODUCTS

- Shinhan Visa Hi-Point Classic/Gold/Platinum;
- Shinhan Visa Cashback Classic/Gold/Platinum;
- Shinhan Visa Signature;
- Shinhan Visa Travel Platinum;
- Korean Air-Shinhan Credit Card;
- 365 Cashback Platinum Credit Card;
- Shinhan Business Owner Credit Card.

4
OFFER MECHANIC:

Referer will receive a reward cashback for each succesful referral credit card, details:

(*) Definition of successful referral is issued card and activated within 30 days since the card approval date

Maximum reward cashback for 01 Referrer: VND 9,000,000

- Basic reward:

Card gradeReward
AllVND 100,000/successful referral cards

- Top Referral:

RewardTotal prizesMin successful referral
iPhone 17 256GB240 successful referral cards
Airpod 41515 successful referral cards
5
PROMOTION PERIOD

SMS sending period: 01/12/2025 – 13/02/2026

Card approval date: 01/12/2025 – 27/02/2026

Activation period: 01/12/2025 – 29/03/2026

6
TERMS AND CONDITIONS

Please refer here