Smart consumer loan service via Zalo application is very convenient for Zalo users to apply for consumer loans from Shinhan Bank and receive disbursement in line with the bank’s rules.

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  • Consumer loans at credit limit from VND 10 million to VND 24 million: from 25%/year
  • Consumer loans at credit limit from VND 25 million to VND 500 million: from 16% - 23%/year
  • Easy application for loans at anytime, anywhere on Zalo application

    Fast loan application processing


    Customers having Zalo accounts

    Customers having monthly income of VND 5,000,000 or higher, received through bank transfer

    How to apply

    Fill in the required information and wait for the evaluation from the system if you are a qualified user to get a loan after a few minutes

    After receiving the loan eligibility notice, click

    Users are connected to Shinhan Bank advisors on Zalo

    The completed application will be processed by the bank within 03 working days

    Receive loan disbursement from Shinhan Bank according to regulations.